We should decouple health insurance from employment

Reasons to agree:

1. You shouldn't loose your health insurance just because you loose your job.


2. There is no logical reason to provide health insurance through your employer. It was just done as a loophole to get around rules during WWII that stooped increases in salary.  


3. Healthcare as an employment benefit keeps you from comparing apples to apples when you compare jobs. Some companies don't make you pay very much for health insurance. Other make you pay a lot.


4. Health insurance as an employment benefit keeps people from going into different jobs because they are afraid of loosing insurance. 


5. When healthcare is connected to employment, employers only want to employ young healthy employees, because they end up footing the bill of the health insurance. If you had insurance as an individual, and tax incentives were restructured so it was just as cheap to get it as an individual, you would already have your insurance, and their would be one less reason to not hire an older individual. 


6. It encourages employers to push their married employees onto their spouse's heal insurance. 


7. Workers in low paying jobs have no health insurance. Workers in high paying jobs of super expensive health insurance. So most of the pre-tax benefit goes to the wealthy. This could be restructured in a way so that instead of benefiting people proportionally to how expensive the insurance is, and tying it to your income, the insurance benefit could come to individuals separate from their employer. 

Reasons to disagree:

1.  

Interests

Probable interest of those who agree:

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Probable interest of those who disagree:

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Common Interest

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Opposing Interest

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Images That agree:

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Images That disagree:

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Videos That agree

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Videos That disagree

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Website that agree

1. http://www.olywip.org/site/page/article/2005/12/11.html
   

Websites that disagree

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Related arguments:

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People that agree:

1. Robert B. Reich

Score:

# of reasons to agree: 1

# of reasons to disagree: -0

# of reasons to agree with reasons to agree: 0

# of reasons to agree with reasons to disagree: -0

Total Idea Score: 1

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